Our Process

SSF Financial offers an alternative to the conventional Wall Street based firms for people who value independence, integrity, and personal attention. We work with you to develop a comprehensive plan to achieve your goals. First, we listen.

Financial Planning

Our disciplined planning and investment process includes these steps. We work closely with you to:

  • Clarify your financial goals
  • Assess your tolerance for risk and volatility
  • Define your personal Investment Policy Statement
  • Design and select a diversified portfolio among the asset class and investment style allocation combinations that will best achieve total return targets
  • We will continuously evaluate the results of the independent money managers used to build the portfolio
  • Rebalance the portfolio as necessary to the asset classes and investment style best suited for you at your current stage of life

Tax Strategies

Tax considerations affect nearly every financial decision your family makes. Our team-based approach considers all short-term and long-term aspects of your financial picture, and our working partnership with Sensiba San Filippo LLP brings us an unmatched depth of in-house tax expertise.

Comprehensive Strategy

SSF Financial Advisers offers you a comprehensive view of your finances, even for accounts not held with us. Your 401(k) plans, IRAs, 529 College Savings accounts, bank accounts, and more can be viewed in a comprehensive financial plan. You can review them all with your accounts held here for full viewing of your financial assets. This offers an invaluable tool for better managing and understanding your overall holdings.


SSF Financial investment recommendations are unbiased, conflict free and based solely on your individual needs. Our compensation is derived purely from client fees. We do not receive product commissions or referral fees. You can be confident that our advice is based solely on objective analysis, and your very best interests.